Commercial General Liability protects your business against liability claims such as:
- Bodily injury
- Property damage or loss
- Personal Injury, such as slander or damage to reputation
- Advertising Injury, such as accusations of negligence due to the promotions of your goods or services
Your policy will pay for your legal costs in a covered claim or lawsuit and also covers compensatory and general damages. However, punitive damages awarded by the courts are not covered with General Liability, as they are considered punishment for intentional acts.